Interest Rates

An interest rate is the rate at which interest is paid by a borrower for the use of money that they borrow from a credit provider. There are many factors affecting the rate you may receive, including, but not limited to:

  • your credit rating relative to other borrowers and how well you have managed debt in the past;
  • your residential profile such as whether you own, are buying or renting your home;
  • your employment profile which takes into account your occupation, employer profile and length of time employed in each job;
  • the type of goods you are buying (car, boat, bike, truck, equipment etc.);
  • the amount you are borrowing and the loan amount relative to the value of the goods being financed; and
  • the structure of the loan.

In order to determine an indicative interest rate, you will need to contact us and let us know information such as how much you are looking to borrow, over what term you wish to borrow the money and whether the vehicle is new or used.

In order to determine the exact interest rate we will be able to arrange for you, you will need to complete a full application. You can apply for a loan Online, or simply print off the PDF Application Form, fill it in at your leisure and fax or post it back to us.

Or you can call one of our representatives direct on 1300 837 000 during business hours.